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“和信贷”2015年第29周周报

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发表于 2015-7-21 10:55:12 | 显示全部楼层 |阅读模式
1、数据时间
2015年7月13日 —— 2015年7月19日

2、利率范围

本周期内最高月利率:1.5000%

本周期内最低月利率:1.1667%


3、平台累计用户量及成交额

截至7月19日:

平台共收获注册用户179,597人,累计成交金额达到3,516,722,726.63元人民币,出借用户累计总收益101,474,187.66元人民币。截至7月15日,平台客户累计收益已超过1亿元人民币。


4、平台出借情况4.1   出借金额及人数

本周,平台出借总额为62,475,600.00元,出借总人数为3,191人,预期能为出借用户赚取收益3,271,551.75元。



4.2   出借分布
本周,出借金额为1-5万的用户最多,占出借人数的39%;其次是5000以下的用户,占出借人数的37%


5、标的情况
本周,抵押标主要为三月标,占标的金额的57%,占标的个数的22%;信用标共发布140个,占标的金额的11%,占标的个数的70%


  


6、奖励发放情况
6.1   常规奖励
本周,平台共发放常规奖励24,977.46元,其中以邀请好友奖励发放最多,占总金额的43%



和信贷平台发放常规奖励说明:

1)新手专属福利: 新注册用户首次出借金额≥100元(不包含债权转让),可获新手出借奖10元
2)邀请好友奖励:向好友发送邀请链接,被邀请好友成功注册且累积投标金额达到1万元后(不包含债权转让),邀请人将会获得88元奖励;
3)信用标投标奖励:在平台投信用标可获得投标金额2%的投标奖励,按月发放。
详情请查看平台当月公告。
6.2   七月活动(7月1日-7月19日)
和信贷平台于7月1日至7月19日再次推出隆重奖励活动:

1)回款续投还有奖,收益噌噌往上涨:活动期间用户获得回本,不提现将本金部分继续出借抵押标,累积达到一定金额即可得到相应奖励。续投本金累计达到1000元,奖励续投本金的1‰;续投本金累计达到10000元,奖励续投本金的2‰;续投本金累计达到50000元,奖励续投本金的3‰;续投本金累计达到100000元,奖励续投本金的4‰;7月20日统计活动期间续投情况,3个工作日内发放活动奖励。本次活动共有2,475个客户,获得183,163.89元奖励。

备注:回款续投奖励仅限抵押标,目前续投信用标和债权转让标无回款续投奖励。

2)新手投标福利多,现金奖励囊中收:新用户在活动周期内出借金额达到要求,即可获得额外奖励。新用户累计出借1000元以上即可获得奖励,明细如下:
新用户累计出借达到1000元,额外奖励5元
新用户累计出借达到5000元,额外奖励10元
新用户累计出借达到10000元,额外奖励20元
新用户累计出借达到50000元,额外奖励50元
统计周期7月1日-7月19日,7月20日统计并发放奖励。
本次活动共有926名客户,获得18,025元额外奖励。
备注:新用户即注册成功且尚未投标或投标未成功的用户,承接债权转让不计入出借金额。
7、网站流量






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